Finance—it’s one of those words you hear all the time, but rarely stop to understand. At its core, finance is simply about the management of money. It asks essential questions like:

  • “How is money spent?”
  • “How is it invested?”
  • “How does money… flow?”

 

On the surface, it may sound rather mundane. But Finance is actually the lifeblood of modern economies. It shapes how individuals, institutions, and governments make decisions with money, especially if there is risk involved.

 

For example, a financially literate individual is less likely to fall into debt, will be much more competent in things such as budgeting, investment, and saving up funds in case of emergencies. On a corporate level, if a company wants to release an app, they will need finance experts to do things such as raise capital by borrowing money (debt), or by selling shares (equity). Those finance experts will also then budget the project and forecast profits, all while measuring the risks involved in making those decisions.

 

Because of this importance, BINUS University hosts a Finance Program which provides comprehensive knowledge in Finance, Accounting and Financial Technology. This program will equip students with knowledge that enable them to analyse, evaluate and make Financing, and Investment Decisions. While Finance is often regarded as a social science, the Finance Program at BINUS University aims to not only educate students on the theory of finance, but also to equip students with practical skills that will translate into their careers while also instilling a scientific mindset which includes analysis, problem solving, and technological skills.

 

Upon completion of their study, graduates will be expected to:

  • Be able to interpret the entity’s financial statements by applying accounting principles to transactions.
  • Be able to analyze performance reporting according to accounting principles as the basis for planning, controlling, and decision-making via entity management to increase the effectiveness of organizational performance.
  • Able to carry out the audit process and use of accounting information systems for auditing financial statements according to internationally accepted standards.
  • Be able to apply tax obligations for the Monthly Taxes and Annual Taxes in accordance with the tax regulations in Indonesia.
  • Be able to conduct financing and investment analysis for strategic decisions with technology usage.
  • Be able to apply interdisciplinary knowledge and skills in developing alternative solutions for problem-solving

 

This is because the Finance Program at BINUS University also fosters communication, critical thinking, and applied Information Technology skills. This ranges from analyses of the infamous Trump Tarriff’s impact on the current global market, all the way to seminars about the impact of cutting edge technology such as Machine Learning and Artificial Intelligence in the financial landscape.

 

 

References:

Bina Nusantara University. (n.d.). Finance Program – BINUS University. https://finance.binus.ac.id/finance-program-binus-university/

 

Bina Nusantara University. (n.d.). Curriculum – School of Accounting and Finance 2024 [PDF]. BINUS Curriculum Center. https://curriculum.binus.ac.id/files/2012/06/SOA-Finance-2024.pdf

Bina Nusantara University. (2025, April). The effect of US tariff on stock market. BINUS Finance. https://finance.binus.ac.id/2025/04/the-effect-of-us-tariff-on-stock-market/

Bina Nusantara University. (2025, May). Finance program menyelenggarakan seminar: The future of finance – machine learning in action. BINUS Finance. https://finance.binus.ac.id/2025/05/finance-program-menyelenggarakan-seminar-the-future-of-finance-machine-learning-in-action/

 

Bina Nusantara University. (2025, May). Machine learning dan AI: Masa depan investasi dan keuangan di era digital. BINUS Finance. https://finance.binus.ac.id/2025/05/machine-learning-dan-ai-masa-depan-investasi-dan-keuangan-di-era-digital/

 

Bina Nusantara University. (2025, May). Kebijakan tarif Trump dan keadaan pasar global. BINUS Finance. https://finance.binus.ac.id/2025/05/kebijakan-tarif-trump-dan-keadaan-pasar-global/